Specializing in:
Bankruptcy/Consumer & Business
Business Reorganization/Workouts

Bankruptcy Basics

 

  • You will be able to protect your assets
  • You will be eligible for relief under one or more “chapters” of the united states bankruptcy code
  • Different “chapters” have different advantages
  • The truth about bankruptcy and your credit score.

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Foreclosure Defense and Foreclosure Scams

  • You probably owe the money — you need some time
  • Do not hire out-of-state firms or even out-of-state lawyers
  • Do not attempt a defense on your own
  • Settlements with banks are now largely concluded, so if you haven’t gotten relief yet from these settlements, time is running out

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Debt Relief, Consolidation and Negotiation

  • Do not hire out-of-state firms or attorneys
  • Do not pay large up-front fees
  • Beware of the negative tax consequences of settling debt
  • Consider bankruptcy alternatives

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Tax Debt and Tax Relief

 

  • Tax relief takes many forms, including offers in compromise, installment agreements, uncollectibility and bankruptcy relief
  • Do not hire out-of-state firms or attorneys
  • Do stay in touch with IRS representatives

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